Property damage comes in many forms, and in many cases it is unavoidable. Property damage caused by natural disasters, accidents, or vandalism can happen more frequently based on geographical area. If you’re a business owner, homeowner, or renter, you’ve likely purchased some sort of personal property insurance policy to help protect your possessions from disaster. If you’re currently a policyholder dealing with property damage or property loss and your insurance company is denying your claims, you may be feeling lost and vulnerable.
If you’re unsure of where to turn, it might be time to seek out a property damage attorney. If your property damage claim is being denied by your insurer, there’s a good chance that you might have a case against them if they are acting in bad faith. The first step is finding a property damage lawyer that is well versed in local and state laws and knows how to get you the financial compensation you are rightfully owed. The following guide has helpful tips and resources for finding the perfect property damage lawyer to take on your case.
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1. Highly Experienced in Taking on Insurance Companies
If you’re about to take on your insurance company, you want an experienced personal property damage attorney on your side. The law firm Sibley Dolman Gipe has a team of highly skilled property damage attorneys ready to take on the insurance companies on your behalf. Their attorneys are compassionate, and they understand how exhausting it can be when you’re a victim of property damage.
Your property damage case is about more than just the cost of repairs, there is often priceless sentimental value in the items that you’ve lost. This is why their team of experienced property damage attorneys is prepared to face your insurer in court and get you a fair settlement. They also offer a free case evaluation to potential plaintiffs so they can meet with you to discuss your legal options and determine if you have a strong case.
2. Covers the Type of Damage You’ve Experienced
Because there are so many different types of property damage, as a property owner you’ve likely purchased a comprehensive insurance policy to protect you in the case of all the major disasters. Sibley Dolman Gipe practices law in the state of Florida where natural disasters are actually very common.
They cover litigation for cases of wind damage, water and flood damage, roof damage, hurricane and storm damage, and fire damage. It’s important that the law firm you work with has experience covering cases in all of these areas because disasters don’t discriminate. Property damage can affect anyone at any time, and you want to know that your property damage attorney is prepared.
3. Is Willing and Ready to Litigate
Not all property damage law firms are willing to actually litigate insurance companies for denying property damage claims. Many times they may offer their legal advice but dissuade plaintiffs from actually pursuing their case in court. They also will commonly try to convince their clients to settle out of court, which often means you end up with much less than you’re owed. In order to get a fair settlement, you’ll want to work with an experienced property damage lawyer that is prepared to actually face your insurance company in court rather than just try to expedite the claims process.
4. Has Your Best Interests in Mind
Your property damage and loss are more important than your insurance company’s bottom line, and it’s crucial that your property damage attorney understands and prioritizes this concept. Not only have you likely lost valuable and potentially irreplaceable possessions, but now your insurance premiums will likely go up and you’ll have a lot of financial loss to deal with. This is why it’s so important that you find a compassionate and trusted law firm to handle your case. They will be more likely to handle your case with care and beat the insurance company at their own game.